Test - Bia Fund

Welcome to Bia Fund!

Join us in making a difference with environmentally
conscious investments

We fund projects that build communities


We back innovative projects that enhance the economy, environment, and communities in underserved areas.

Our team is a powerhouse of experts in anti-poverty initiatives, project finance, renewable energy, and sustainable development. Together, we make these visionary projects a reality through collaboration, expertise, and funding.

We believe in the power of People, Planet, and Profit driving businesses and a brighter future. Together, we identify and develop projects that shape the world we envision—one step at a time.

Invest in creating a sustainable future we can all be proud of! Your involvement matters, and we're excited to have you on board.

Our Approach


Project Focus

Bia Fund invests in projects that align with the United Nations sustainable development goals.

Strategy

Bia Fund takes a majority position in each project so as to ensure its continued compliance with our sustainable development goals.

Bia Fund is a registered benefit corporation which means prioritizing sustainable development goals is a fundamental commitment stated in our corporate by-laws.

Accessibility

Investors can join our movement for as little as $500. We invite everyone to Invest for Impact with our expertly sourced and vetted projects.

Community-Centered

Bia Fund invests in projects that directly benefit, and center, low-to-moderate income communities.

Identifiable Community Needs: Each project receiving funding from Bia will be fully vetted by our team of experts and meet identifiable community needs.

Community Support: Each project must also have the backing and support of the communities they are intended to serve.

Business Model

Bia Fund business model brings much needed change to the project finance landcape.

By crowdfunding our capital, we are inviting non-traditional investors to help us bring sustainable development projects to low-and-moderate income neighborhoods; places that often receive less than their fair share of investment.

Income Disparities and Climate Change:

Disproportionate Community Impact


The Problem

  • Funding for projects that benefit low/mod income communities is often not readily available at a reasonable cost.
  • Selecting projects to invest in can be complex and time consuming, especially in projects that require expertise across multiple disciplines.
  • Communities all over the United States, especially those that are underfunded, lack access to the latest sustainable solutions. This leaves them more vulnerable to the increasingly severe impacts of climate change.
  • Outdated infrastructure is a critical concern, impacting everything from water supply to energy efficiency.

The Solution

  • Bia Fund leverages crowdfunding rather than relying on traditional banks and lending institutions. This approach enables us to provide more competitive financing to projects that benefit both the economy, environment and surrounding community.
  • The experienced team at Bia Fund is committed to navigating the complex realm of project finance on your behalf. Comprising experts in project finance, community development and project management, we can expedite project timelines while ensuring active community participation.
  • Imagine being part of a movement that transforms communities by providing sustainable solutions and essential resources that empower its residents. Your investment will play a pivotal role in creating a healthier future for us all.
  • Bia Fund projects are not just about profit, we are committed to democratizing sustainability. We focus on reducing or offsetting carbon emissions, supporting clean transportation, using sustainable materials, and strengthening climate resilience through green energy solutions. Your investment can help drive these positive changes.

Bia Fund Process


Bia Fund invests project-by-project in the neighborhoods that need it most. Each project is vetted by the Bia management team to ensure it meets sustainable development criteria and can deliver positive long term returns to investors.

Identify

Bia’s relationships help us identify low-to-moderate income (LMI) communities that would benefit from non-traditional financing.

Bia invests in projects that meet community needs and have community support.

Review

The Bia team applies their deep business experience to vet the projects’ business plans, long term viability, cash flows and profitability.

We invest in projects that meet the United Nations’ sustainable development definitions and goals.

Capitalization

Bia Fund will become a managing member and will have controlling interest in the project.

We will see the project through all phases of its lifecycle from design, build, implementation, capitalization, support and completion.

Bia Fund’s Focus Area:


Strategically targeting underserved communities that are most affected by structural inequalities allows our team to identify and focus on projects that can have the most impact on those communities, with the first step being identifying the specific burdens in those communities.

State Percent SE
Alabama6.80.97
Alaska5.91.08
Arizona6.91.45
Arkansas7.81.57
California4.90.95
Colorado7.30.99
Connecticut10.81.51
Delaware111.84
District of Columbia9.41.64
Florida7.61.38
Georgia10.51.65
Hawaii8.51.24
Idaho5.91.05
Illinois5.31.09
Indiana5.71.04
Iowa6.41.28
Kansas8.51.47
Kentucky81.32
Louisiana6.21.18
Maine7.91.29
Maryland6.81.08
Massachusetts9.41.33
Michigan7.51.18
Minnesota5.21.17
Mississippi11.61.73
Missouri7.61.26
Montana5.50.88
Nebraska4.20.67
Nevada5.51.04
New Hampshire5.10.77
New Jersey81.28
New Mexico9.21.53
New York8.41.32
North Carolina5.41.11
North Dakota5.20.94
Ohio8.61.37
Oklahoma101.62
Oregon6.80.68
Pennsylvania9.91.71
Rhode Island8.41.38
South Carolina7.71.27
South Dakota6.31.11
Tennessee6.91.15
Texas7.91.35
Utah5.60.93
Vermont8.31.24
Virginia4.91.18
Washington7.41.5
West Virginia6.41.19
Wisconsin7.30.94
Wyoming7.61.2

State Percent
Alabama23.93%
Alaska19.04%
Arizona22.72%
Arkansas20.26%
California27.60%
Colorado24.30%
Connecticut26.29%
Delaware24.07%
District of Columbia22.13%
Florida28.54%
Georgia23.89%
Hawaii27.52%
Idaho19.94%
Illinois23.76%
Indiana22.37%
Iowa21.20%
Kansas19.53%
Kentucky21.34%
Louisiana28.34%
Maine19.96%
Maryland24.44%
Massachusetts24.23%
Michigan24.99%
Minnesota21.75%
Mississippi24.55%
Missouri21.47%
Montana21.30%
Nebraska18.95%
Nevada23.64%
New Hampshire21.22%
New Jersey26.21%
New Mexico24.10%
New York27.49%
North Carolina22.32%
North Dakota19.08%
Ohio21.88%
Oklahoma21.04%
Oregon25.07%
Pennsylvania23.84%
Rhode Island22.64%
South Carolina24.90%
South Dakota17.33%
Tennessee22.47%
Texas22.63%
Utah19.41%
Vermont24.33%
Virginia22.42%
Washington22.07%
West Virginia24.36%
Wisconsin21.22%
Wyoming18.71%

State Percent
Alabama23.0%
Alaska20.0%
Arizona17.0%
Arkansas18.0%
California12.0%
Colorado14.0%
Connecticut28.0%
Delaware22.0%
District Of Columbia23.0%
Florida17.0%
Georgia21.0%
Hawaii16.0%
Idaho15.0%
Illinois18.0%
Indiana19.0%
Iowa18.0%
Kansas21.0%
Kentucky19.0%
Louisiana22.0%
Maine25.0%
Maryland21.0%
Massachusetts22.0%
Michigan23.0%
Minnesota16.0%
Mississippi22.0%
Missouri21.0%
Montana23.0%
Nebraska22.0%
Nevada17.0%
New Hampshire25.0%
New Jersey17.0%
New Mexico16.0%
New York19.0%
North Carolina18.0%
North Dakota23.0%
Ohio18.0%
Oklahoma19.0%
Oregon15.0%
Pennsylvania22.0%
Puerto Rico13.0%
Rhode Island22.0%
South Carolina21.0%
South Dakota20.0%
Tennessee18.0%
Texas16.0%
Utah13.0%
Vermont29.0%
Virginia21.0%
Washington14.0%
West Virginia19.0%
Wisconsin17.0%
Wyoming18.0%

State Installation
Arizona7.28%
Arkansas7.79%
Colorado4.33%
Connecticut7.44%
Delaware7.20%
District of Columbia5.83%
Florida9.57%
Georgia8.14%
Hawaii4.00%
Idaho8.33%
Illinois8.35%
Indiana9.22%
Iowa5.43%
Kansas8.55%
Kentucky9.01%
Louisiana24.09%
Maine5.30%
Maryland5.43%
Massachusetts5.30%
Michigan10.13%
Minnesota4.02%
Missouri8.66%
Montana7.38%
Nebraska7.04%
Nevada7.69%
New Hampshire4.10%
New Jersey7.69%
New Mexico13.04%
New York5.21%
North Carolina7.20%
Ohio9.65%
Oklahoma11.00%
Oregon4.82%
Pennsylvania8.88%
Rhode Island5.89%
South Carolina10.84%
Tennessee7.61%
Texas11.80%
Utah4.15%
Vermont6.32%
Virginia4.73%
Washington3.59%
Wisconsin5.68%
California5.49%

Source: CDC: Most Recent Asthma State or Territory Data

Source: National Equity Atlas - 2020

Source: Low-Income Energy Affordability Data Tool Map Export

Source: Census.gov/data

Source: US DOE: Income Trends among U.S. ResidentialRooftop Solar Adopters

Reasons to Invest

There is an urgent need for sustainable solutions within underserved communities


  • You believe empowering low-to-moderate income communities through sustainable development demands ongoing commitment through collaborative effort.
  • You want to participate in an alternative financial model that empowers small-dollar impact investors to champion their selected causes.
  • You understand that regulators are adapting to increased market demand and want to help drive mainstream adoption of greener energy options.
  • You want to join a movement that provides investor transparency, giving you a clear understanding of how your money propels our mission forward.

Leadership Team


Bia is proud to be led by an all-female and ethnically diverse board of directors that works hard to change lives through collective, values-based financing. The Bia Board of Directors has decades of combined experience working with public, private and nonprofit sectors to support and create value for our most vulnerable communities.

Laura Miranda-Browne

Board Director
President & CEO


After more than 15 years in the international art world, Laura made a surprising career shift to focus on energy, sustainability, and social justice. With a background in starting businesses and solving unnoticed problems, Laura is uniquely equipped to lead Bia. Her experience as an executive at Sotheby’s and COO of a renowned contemporary artist’s studio allows her to merge problem-solving abilities with a vision for a sustainable future in collaboration with local communities

Lynne Algrant

Board Director
Chief Operating Officer


An award-winning anti-poverty leader across numerous high-impact organizations with deep relationships across community stakeholders in New Jersey; former elected official; sought-after consultant on leadership effectiveness.

Pam Frank

Board Director
Chief Sustainable Development Officer


With over 25 years of experience in sustainability issues, Pam currently works on projects and policy in the areas of solar energy, offshore wind, storage, and electric vehicles, and has built long-standing, meaningful, and trusted relationships with stakeholders across the sustainable development world.

Isabel Miranda

Board Director


A founding and managing partner of Pearlman & Miranda. Prior to the firm’s founding, she was the CEO of Heritage Family Wealth Consulting and the managing partner of a solo law practice. In her long career, Ms. Miranda has also served in executive roles across various corporations and on many non-profit and governmental boards.

Other Officers

Bill McNamara

Chief Investment Officer


Bill is the President of EcoEnergy LLC, focusing on renewable energy projects. With international experience at GE Power in China and an academic background from Johns Hopkins and RPI, Bill offers a unique blend of expertise in the renewable energy domain.

Robert Moore

Chief Financial Officer


Robert plays a pivotal role at Greater Bergen Community Action, managing fiscal affairs for over two decades. He’s been instrumental in various community-focused financial initiatives, showcasing his talent in leveraging resources to empower and change lives.

Stephen B. Pearlman

Interim Chief Public Benefits Officer


Stephen, a founding partner of Pearlman & Miranda, is known for his innovative finance solutions, from Renewable Energy Law to social investment law. With a storied legal career and involvement in various community projects, he remains dedicated to assisting communities in need.

Make an Impact!

Build Sustainable Communities for Our Future!


Invest in Bia Fund and take part in expertly sourced and vetted projects addressing genuine community needs. Your support can unlock the potential of under-served communities, enabling them to thrive.

F.A.Q.

Frequently Asked Questions

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An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

An accredited investor, in the context of a natural person, includes anyone who:earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, ORhas a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person’s primary residence), OR holds in good standing a Series 7, 65 or 82 license.

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